Why us?

Why us?
The Creand Group, which was founded in 1996 with Crèdit Assegurances, is the benchmark Insurance Group of Andorra. It offers a wide variety of products and services, through several companies and key alliances with strategic partners. These factors consolidate our position in the Andorran and international markets, and facilitate our continued growth. It currently consists in eight different companies and a team of professionals that form part of the insurance group, and who allow us to offer a first-rate service.
Life:
- Creand Estalvi, specialised in life and savings, retirement and pension plans for businesses and individuals. Leading the way for savings in Andorra, with a widespread presence in the territory and a multi-channel strategy. Its main retirement plans are Creand Pla Jubiliació Dinàmic and Creand Pla Jubiliació Assegurat, and its main pension plans are Creand Pla Pensions Dimàmic and Creand Pla Pensions Assegurat.
- Creand Vida is a life and health insurance firm for companies and individuals. Leadership in Andorra, with a significant presence in the country and an omni-channel strategy. The main products that it markets are Creand Vida Capital, Creand Piam, Creand Salut, Creand Baixa and Worldwide Medical Assistance for Passive Residents.
- CA Life specialised in life insurance and pension plans for businesses and individuals. Network of offices in Madrid (head office), Barcelona and Mallorca, with a multi-channel strategy. The company operates in the Spanish and Portuguese markets. Its main products are CA Life Vida Risc, CA Life PIAS and CA Life PPA.
Non-Life:
- Actiu Assegurances, non-life holding company.
- Financera d’Assegurances,an insurance company that sells all kinds of equity and business activity protection products. Its main products are vehicle, multi-risk and civil liability insurance policies.
Risk Consultancy:
- CA Vincles, a comprehensive actuarial consultancy and outsourcing company for insurers, mutual insurance companies and pension plan managers. Its main services are product design, provision calculations, asset and liability balancing, financial balancing, SCR, ORSA, and company appraisals.
The fact that Creand Estalvi is part of the Creand Crèdit Andorrà group provides solvency, reputation and a philosophy of service. Meanwhile, Creand Estalvi is a 100% Andorran company that is aware of the country’s reality and needs. This allows it to make decisions in Andorra and for Andorra. Being here allows us to offer reasonable prices and a personalised approach, accompanying our customers throughout their lives.
Creand Estalvi offers customers the best products with the best provisions, prompt procedures and preferential treatment and care. With savings products adjusted to the needs of everyone, whether they are individuals, self-employed workers or businesses, and adapted to the age of each customer. We are constantly innovating and stay ahead of the curve when it comes to creating new products. Customers get further added value through the uttermost care provided by the full team when it comes to managing the service and procedures once the insurance has been taken out; prioritising sensitivity, agility and speed.
The numbers speak for themselves
ANDORRA’S LEADING SAVINGS FOUND COMPANY
YEARS’ EXPERIENCE
EMPATHY AND CLOSENESS
(with 17 offices)