Cookie Policy

What are cookies?

Cookies are small data files generated on the user’s computer that allow us to know how often they visit the site, the most selected content, and security elements that may affect access control in restricted areas. They are also used in the selection of adverts based on criteria predefined by Crèdit Andorra Financial Group, which are triggered by cookies provided by this company, or by third parties that provide these services on behalf of Crèdit Andorra Financial Group.

Authorisation to use cookies

In accordance with the cookie notice that appears on the website, when browsing the site, the user or visitor expressly consents to the use of cookies according to the description below, unless they have altered their browser settings to block the use of cookies.

What type of cookies are used on this website and for what purposes?

As a general rule, Crèdit Andorrà Financial Group uses:

  • First-party cookies: These are cookies that are sent to the user’s terminal from a computer or domain managed by the owner of the website from which the service requested by the user is provided.
  • Third-party cookies: These are cookies that are sent to the user’s terminal from a computer or domain that is not managed by the owner of the website from which the service requested by the user is provided, but rather by a different party that processes the data obtained through the cookies. Furthermore, if cookies are installed from a computer or domain that is managed by the owner of the website but the information they gather is managed by a third party, these are also considered third-party cookies.

Based on when they expire:

To temporarily store information regarding user preferences, such as language.

  • Session cookies: these are used to compile and store the data that the Crèdit Andorrà user generates when they access and browse the website. The information is retained to provide the requested service.
  • Persistent cookies: these are used to retain all the data on the terminal during the period defined by the party responsible for the cookies. This period can span from minutes to years.

Based on their purpose:

        • To ensure the proper performance of Crèdit Andorrà websites.
          • Technical cookies: these are the cookies needed for the user to access the service, identify themselves and operate correctly.
          • Customisation cookies: these are cookies that allow the user to browse a Crèdit Andorrà web page, platform or application, and to use the different options or services offered, such as language, screen resolution on the device being used, browser type and regional settings from where the service is being accessed.
        • To collect statistical data to improve the website experience.
          • Analysis: analysis cookies allow the party responsible for them to track and analyse user behaviour on the sites they are linked to. The information they provide is used to evaluate the Crèdit Andorrà website activity in order to elaborate browsing profiles of the users of these websites, applications and platforms, in order to make improvements based on the analysis of usage data.

First-party cookies

Cookie

Owner

Expiration time

Function

Type

_gid

Crèdit Andorrà

24 hours

To collect user browsing information.

Measuring

_ga, _gat_gtag_UA

Crèdit Andorrà

24 hours

To collect user browsing information.

Measuring

_ga

Crèdit Andorrà

70 days

To store the client ID in Google Analytics

Measuring

Cookie_notice_accepted

Crèdit Andorrà

24 hours

Reminder of whether you have accepted the cookies message.

Technical

wp-settings-#

Crèdit Andorrà

72 hours

Used by WordPress to personalise the user interface.

Technical

wp-settings-time-#

Crèdit Andorrà

72 hours

Used by WordPress to personalise the user interface.

Technical

Third-party cookies

Cookie

Owner

Expiration time

Function

Type

ANID

Google

1 year

Measures the performance of advertising and provides recommendations.

Advertising

APISID

Google

2 year

Measures the performance of advertising and provides recommendations.

Advertising

__Secure-3PAPISID

Google

6 months

Used to deliver more relevant advertising for the users and their interests.

Advertising

__Secure-3PSID

Google

6 months

Used to construct the profile of the interests of the user to offer them personalised advertising.

Advertising

__Secure-APISID

Google

6 months

Used to deliver more relevant advertising for the users and their interests

Advertising

__Secure-HSID

Google

6 months

Used to deliver more relevant advertising for the users and their interests.

Advertising

__Secure-SSID

Google

6 months

Used to deliver more relevant advertising for the users and their interests.

Advertising

CONSENT

Google

18 years/ persistent

Improves advertising, user-oriented cookie.

Advertising

NID

Google

6 months

Registers an ID.

Advertising

SAPISID

Google

2 years

Measures the performance of advertising and provides recommendations.

Advertising

SID

Google

2 years

Collects information for the Google search engine.

Analytical

SIDCC

Google

1 year

Provides services and extracts anonymous information on browsing.

Analytical

SSID

Google

2 years

Measures the performance of advertising and provides recommendations.

Advertising

HSID

Google

2 years

Measures the performance of advertising and provides recommendations.

Advertising

OTZ

Google

24 hours

Identifies user preferences.

Analytical

Who accesses the cookie information?
Only Crèdit Andorrà Financial Group uses the information stored in cookies.

Can cookies be deactivated?

 

Except for Analytics cookies, the use of cookies affects user privacy because, as a rule, it allows its content to be related to the connection IP address and other personal data of the user, such as those provided voluntarily.

By accepting this Privacy and Cookie Policy, the user consents to the use of cookies for the above-mentioned purposes.

However, if the user then wishes to delete the cookies stored on his computer which require his consent, he can do this by using the tools provided by his browser for that purpose. 

 

The following links describe the process for deactivating cookies, depending on the browser:

 

 

If the user does not accept the cookies or later declines them, website functionality may be reduced.

Changes and updates to the cookie policy

Crèdit Andorrà and the group’s companies may modify this Cookie Policy according to legislative or regulatory requirements, or in order to adapt this policy to the instructions and recommendations of regulators. The Cookie Policy should therefore be reviewed periodically.